Stellar Banking Services for Each and Everyone
As a pioneer of a virtual bank in Hong Kong, Airstar Bank promises 5-star banking services everyone deserves. Leveraging state-of-the-art technology and low operating costs, we break away from traditional banking to bring you speedy services and stellar privileges. At airstar, everyone is a superstar, because everyone deserves better banking services.

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Remarks:
  1. This is only applicable to the first HKD20,000 deposits amount at your savings account. Customers who successfully open a savings deposit account on or after 7 September 2020 can enjoy an interest rate protection of 3.6% p.a. for 1 year after account opening. The Bank reserves the right to vary the relevant interest rates for new account at any time. Please refer to the "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on Airstar Bank website for details.

Download Now:

Remarks:
  1. This is only applicable to the first HKD20,000 deposits amount at your savings account. Customers who successfully open a savings deposit account on or after 7 September 2020 can enjoy an interest rate protection of 3.6% p.a. for 1 year after account opening. The Bank reserves the right to vary the relevant interest rates for new account at any time. Please refer to the "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on Airstar Bank website for details.

Stellar Banking Services for All Our Stars

High-Interest Savings Deposit with "Interest Rate Protection" 1

Mobile account opening

as fast as 5 minutes 2

No extra fee for early uplift of time deposit3

24 x 7 FPS Instant transfer

Remarks:
  1. This is only applicable to the first HKD20,000 deposits amount at your savings account. Customers who successfully open a savings deposit account on or after 7 September 2020 can enjoy an interest rate protection of 3.6% p.a. for 1 year after account opening. The Bank reserves the right to vary the relevant interest rates for new account at any time. Please refer to the  "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on Airstar Bank website for details.
  2. This is the bank's fastest record for reference only. Actual time will differ depending on individual circumstances.
  3. As a financial inclusion initiative, Airstar commits to offer this arrangement for at least 3 years.

Savings Account with Stellar Privileges

High-Interest Savings Deposit with "Interest Rate Protection" 1

Mobile account opening in 5 minutes 2
No Minimum Balance Requirement

HKD/USD/CNY accounts available

More details
Remarks:
  1. This is only applicable to the first HKD20,000 deposits amount at your savings account. Customers who successfully open a savings deposit account on or after 7 September 2020 can enjoy an interest rate protection of 3.6% p.a. for 1 year after account opening. The Bank reserves the right to vary the relevant interest rates for new account at any time. Please refer to the  "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on Airstar Bank website for details.
  2. This is the bank's fastest record for reference only. Actual time will differ depending on individual circumstances.

Save at Ease with our Time Deposit

Enjoy a high rate even with an old fund
Choose your own maturity date
No extra fee for early uplift of time deposit 1
HKD/USD/CNY
More details
Remarks:
  1. As a financial inclusion initiative, Airstar commits to offer this arrangement for at least 3 years.

Personal Loan with Stellar Privileges - Faster Borrowing at a Bank Rate

Stellar APR as low as 1.85% 1
Enjoy 12% discount off 2
with a comparative quote 3

24 x 7 from loan application to
disbursement as fast as
5 minutes 4

No income proof and address
proof required by applying
big data analysis 4

More details
Remarks:
  1. Annualized Percentage Rate ("APR") is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up or down to the nearest two decimal places. APR is a reference rate which includes the basic interest rate and other fees and charges (if applicable) expressed as an annualized rate. Approval of the APR is subject to the final decision of the Bank. The APR ranges from 1.85% to 28.14% with repayment period of 12 to 60 months. For a loan amount of HKD250,000 with 36 months repayment period, the APR is 1.85%, and the total loan repayment amount is HKD256,922.55 (handling fee waived). The above example is for reference only, please refer to terms and conditions for details.
  2. Eligible Customer can upload the loan drawdown confirmation letter by other local licensed financial institution available within a year through Airstar Bank Mobile App on the Submit Supporting Documents page in the loan application process. For more details, please refer to“12% Discount on Loan Interest Rate Promotion Terms and Conditions”.
  3. If the Annualized Percentage Rate (“APR”) listed in the loan drawdown confirmation letter provided by Eligible Customer is lower than that approved by Airstar Bank, we will offer a 12% discount off the approved APR by us (rounded up or down to the nearest two decimal places). The reduced APR is capped at 1.85%.

    Example: Given that the APR approved by Airstar in Approval in Principle is 10% and the APR stated on loan drawdown confirmation letter is 9%, you will be entitled to 10% x 88%, ie. 8.8%. For more details, please refer to “12% Discount on Loan Interest Rate Promotion Terms and Conditions”.
  4. According to individual circumstances, the Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation.
  5. The Bank reserves the right of final approval.

News & Media

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Xiaomi and AMTD’s Airstar Bank Launches Pilot Trial of Virtual Banking Service
虛擬銀行定期存款埋身戰 天星銀行3個月港元定存息率5厘 最多穩袋1,250元息 4類客有得賺|
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